Kiwi credit card: Instant UPI Credit & 5% Cashback
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| Kiwi Credit Card – Features, Benefits & Easy Apply Online |
Kiwi credit card: Credit in Your UPI App
Let’s break this down: the kiwi credit card gives you a virtual Rupay card inside your UPI app. In this Kiwi Credit Card review, we explain how it works, share Kiwi Credit Card benefits, and guide you on how to Kiwi Credit Card apply online in just a few taps.
How the kiwi credit card Works
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Open “Credit on UPI” – Tap it in your UPI app menu.
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Enter Your Details – Provide name, PAN, and address.
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Get Instant Approval – Kiwi checks your CIBIL score (720+) and income (₹3 lakh+).
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Use Your Virtual Card – Choose credit instead of wallet balance at checkout.
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Repay on Time – Settle bills via UPI before the due date.
This virtual Rupay card is NPCI‑certified, so every payment is safe and smooth.
Key Features
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Lifetime‑Free: No joining or annual fees.
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Virtual Rupay Credit: Fully digital, no plastic.
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Android‑Only: Available on most Android UPI apps.
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Up to 5% Cashback: Earn real rewards on every purchase.
Why choose this kiwi credit card?
It fits right into your payment flow and offers perks you can feel. No extra apps or bank visits—everything lives in one place. It’s simple, fast, and made for daily digital payments.
Top Kiwi Credit Card benefits
Here are the main Kiwi Credit Card benefits you’ll love:
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Cashback Rewards
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2% on all UPI transactions.
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0.5% on every online purchase.
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Boost to 3%, 4%, and 5% as you spend ₹50k, ₹100k, and ₹150k each year.
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Free Lounge Access
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Spend ₹50k → 1 free pass.
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Spend ₹100k → 2 passes.
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Spend ₹150k → 3 passes.
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Flexible Payments – Switch between wallet cash or credit in one tap.
With these Kiwi Credit Card benefits, you earn on everyday buys and enjoy travel perks without extra cost.
How to Kiwi Credit Card apply online
Ready? Here’s how to Kiwi Credit Card apply online in minutes:
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Open UPI App
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Select “Credit on UPI”
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Complete KYC
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Link Bank Account
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Wait for Approval
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Start Spending!
Once approved, open your UPI wallet to see your credit limit and use your virtual card right away.
Eligibility & Fees
Make sure you qualify before you Kiwi Credit Card apply online:
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Age: 25–60 years
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Credit Score: 720+ CIBIL
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Income: ₹3 lakh+ per year
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Employment: Salaried only
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Fees: Lifetime‑free—no hidden charges
These criteria help Kiwi keep credit affordable and secure for users.
FAQ
Q: Is the kiwi credit card safe?
A: Yes. It uses UPI’s strong encryption and Rupay’s secure network.
Q: How do I Kiwi Credit Card apply online?
A: Open your UPI app, tap “Credit on UPI,” enter details, and get instant approval.
Q: What are the Kiwi Credit Card benefits?
A: You earn up to 5% cashback, get free lounge passes, and enjoy a lifetime‑free card.
Q: Who owns Kiwi?
A: Kiwi is founded by Siddharth Mehta, Mohit Bedi, and Anup Agarwal. For detail check GoKiwi official site.
Conclusion
In this Kiwi Credit Card review, we saw how the kiwi credit card makes UPI payments smarter. With top Kiwi Credit Card benefits—like up to 5% cashback and free lounge access—and an easy way to Kiwi Credit Card apply online, it’s a great tool for hassle‑free digital lending. The kiwi credit card is ready when you are—try it today in your UPI app!
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